Customer Service Representative

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<p><span class="emphasis-2"><b>About Working at Commerce </b></span></p><p></p><p><span>Building a career here is more than just steps on a ladder. It’s about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn’t stop there. Our culture is about our people, the ones in our communities and the ones that work with us.  </span></p><p></p><p><span>Here, you’ll find opportunities to grow and learn, to connect with others, and build relationships with the people around you. You’ll have the space and resources to grow into the best version of yourself. Because our number one investment is you.</span></p><p></p><p><span>Creating an award-winning culture doesn't come easy. And after 160 years, we know Commerce Bank is only at its best when our people are. If this sounds interesting to you, keep reading and let’s talk. </span></p><p style="text-align:inherit"></p><br /><p style="text-align:left"><b>Compensation Range</b></p>Hourly: $18.00 - $22.10 (Amount based on relevant experience, skills, and competencies.)<p style="text-align:inherit"></p><p style="text-align:inherit"></p><div><p><b>About This Job</b></p><div><div><div><div><div><p></p><p><span><span>The Customer Service Associate position provides a high level of customer service and support to our customers.  They are trained to resolve customer inquiries on bank products, policies, regulations, and procedures via phone, live chat, or email. </span></span><span> </span></p></div></div></div></div></div><p><span> </span></p></div><div><p><b><span>How we’ll support you:</span></b><span> </span></p></div><div><ul><li><p><span><span>Training and one-on-one coaching from our Leadership team who is invested in your success.</span></span><span> </span></p></li><li><p><span><span>Ongoing professional development to deepen your skills.</span></span><span> </span></p></li><li><p><span><span>Building your career through our defined career path or by exploring new opportunities. </span></span><span> </span></p></li><li><p><span><span>Continuous learning opportunities, such as core banking products, services, processes and Commerce<span> </span></span></span><span><span>culture</span></span><span><span><span> </span>concepts.</span></span><span> </span></p></li><li><p><span><span>Growing your network to maximize your professional and personal development through our employee resource groups. </span></span><span> </span></p></li></ul></div><div><p><span> </span></p></div><div><p><b><span>What we offer:</span></b><span> </span></p></div><div><ul><li><p><span><span>Benefits - Medical, Dental, Vision, Health Savings, Flexible Spending Accounts</span></span><span> and more!</span></p></li><li><p><span><span>401(k) and retirement education resources</span></span><span> </span></p></li><li><p><span><span>Flexible schedules</span></span><span> </span></p></li><li><p><span><span>Paid banking holidays, vacation, sick and personal time</span></span><span> </span></p></li><li><p><span><span>Employee discounts and tuition reimbursement</span></span><span> </span></p></li><li><p><span><span>2nd Shift differential for evening schedules </span></span><span> </span></p></li><li><p><span><span>Pay differential for proven Spanish/English speaking bilingual associates </span></span><span> </span></p></li><li><p><span><span>Paid training<span> </span></span></span><span><span>for<span> </span></span></span><span><span>4 weeks (must be able to attend)</span></span><span> </span></p></li></ul></div><div><p></p></div><p><b>Essential Functions</b></p><ul><li><p>Provide a high level of customer service and support to external customers</p></li><li><p>Support inquiries received via live chat, email or telephone</p></li><li><p>Authenticate callers to ensure our customers and the bank are protected from fraud attempts and take additional steps to mitigate risk if needed</p></li><li><p>Research information and complete data entry to note customer interaction results</p></li><li><p>Identify and escalate appropriate requests</p></li><li><p>Remain current with product knowledge and administrative requirements through training</p></li><li><p>Perform other duties as assigned</p></li></ul><p></p><p><b>Work Schedule</b>:</p><ul><li><p>Work Schedule is between 11:30am – 8:00pm Monday-Friday and every other Saturday. Additional shifts Tuesday-Saturday or Sunday-Thursday are also available.</p></li></ul><p></p><p><b>Knowledge, Skills & Abilities Required</b></p><ul><li><p>Basic product knowledge</p></li><li><p>Basic ability to explain bank policies, procedures and/or regulations</p></li><li><p>Basic ability to assess customer needs and recommend alternative products or services; refer to other departments when appropriate</p></li><li><p>Ability to maintain a high level of customer satisfaction</p></li><li><p>Ability to meet department efficiency and quality standards within 90 days</p></li><li><p>Ability to establish quick rapport with customers, actively listen, respond promptly with correct information</p></li><li><p>Ability to work in a high paced environment and maintain stable performance</p></li><li><p>Ability to maintain a high degree of confidentiality</p></li><li><p>Ability to complete and pass new hire quizzes and exam</p></li><li><p>Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities</p></li><li><p>Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills</p></li><li><p>Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values</p></li><li><p>Intermediate level proficiency with Microsoft Word, Excel and Outlook</p></li></ul><p></p><p><b>Education & Experience</b></p><ul><li><p>High school diploma or GED or equivalent combination of education and experience required</p></li><li><p>1+ year related customer service experience required</p></li><li><p>1+ years of call center and/or financial service preferred</p></li></ul><p></p><p><i><span>**Customer Care Associate level will be determined based upon experience** </span></i> </p><p></p><p>***<span>For individuals applying, assigned and/or hired to work in areas with pay transparency requirements, Commerce is required by law to include a reasonable estimate of the compensation range for some roles.<span>  </span>This compensation range is for the <span>Customer Care Associate I, II or Senior level </span>job and contemplates a wide range of factors that are considered in <span>determining most appropriate job level and</span> making compensation decisions, including but not limited to location, skill sets, education, relevant experience and training, licensure and certifications, and other business and organizational needs. The disclosed range estimate <span>has not</span> been adjusted for any applicable differentials (geographic, bilingual, or shift) that could be associated with the position or where it is filled. At Commerce, compensation decisions are dependent on the facts and circumstances of each situation. A reasonable estimate of the current base pay is <span>$18.00</span> to $<span>22.10 per hour</span>. <span>This position will be eligible for additional compensation through performance-based incentive plan(s) that will correspond to meeting performance goals. </span></span></p><p></p><p style="text-align:left"><span>The candidate selected for this position may be eligible for the following employment benefits: employer sponsored health, dental, and vision insurance, 401(k), life insurance, paid vacation, and paid personal time. In addition, we offer career development, education assistance, and voluntary supplemental benefits.  Click </span><a target="_blank" href="https://careers.commercebank.com/us/en/benefits">here</a><span> to learn more.</span></p><p style="text-align:inherit"></p><p style="text-align:inherit"></p><p style="text-align:inherit"></p>Location: 1045 Executive Pkwy, St. Louis, Missouri 63141<p style="text-align:inherit"></p><p style="text-align:left">Time Type:</p>Full time

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Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...